Before we begin with the tutorial, it is important, before we begin, that the difference between DTP (DeskTop Publishing) and Wordprocessing templates is explained.
The Wordprocessing templates are designed to act like page-oriented wordprocessors. When you select a Wordprocessing template, you will create a template with one or more frames. The first frameset is distinctly tied to the paper size of your document. When you increase or decrease the paper size, the frame size is automatically adjusted. You are NOT able to move this frame around on the page and you cannot delete this frame. If you need to adjust the size or position of this frame, you must adjust the margins to adjust the framesize. On top of the first frame, you can, of course, add additional frames. These frames can contain pictures, text or whatever you want. These new frames can be moved, resized and deleted suit your needs. If you want it, KWord will even wrap the text from the first frame around any information in any subsiquent frames.
These templates are designed for simple Desktop Publishing. When you select a template from this class, all of the frames are "created equal". This is where the difference between DTP and Wordprocessing template lies. None of the frames in a DTP template are tied to the page as tightly as the main frame in a Wordprocessing template is. Each of the frames is independent of the page size, and can be moved or resized without changing margins, etc. Of course this also means that altering the margins or papersize of your document requires that you individually move/resize each frame.
As you can see, the choice between DTP and Wordprocessing templates is a choice between flexibility (DTP) and convenince (Wordrocessing). You can create any document you like with either type of template.
If this concept is unclear, please follow along with the following step by step. The first document you will create will use a DTP template. This should help clairify exactly how templates function.